Frequently Asked Questions
Have questions? We're here to help.
CIBIL is a credit bureau that maintains your credit history and generates your credit score based on your repayment behavior.
A credit score is a numerical representation of your creditworthiness generally ranging between 300 and 900.
A settled account means partial payment was accepted by the lender instead of full repayment.
Post write-off refers to accounts categorized as losses in bank records while recovery activity may still continue.
Suit filed means legal action has been initiated by the lender regarding recovery of dues.
Wilful default means intentional non-payment despite having repayment capacity.
Credit utilization refers to how much credit limit you are using compared to your total available limit.
A personal loan is an unsecured loan provided without collateral for personal financial needs.
A home loan is financial assistance provided for purchasing or constructing residential property.
A mortgage loan or loan against property is provided against pledged residential or commercial property.
Health insurance provides financial coverage for medical and hospitalization expenses.
Life insurance provides financial protection and support to the nominee or family in unforeseen situations.
Yes, we provide services across India.
CIBIL, Experian, CRIF Highmark and Equifax.
